CALL CHRIS KOLINSKI – MORTGAGE ASSOCIATE TODAY! 306-291-4355

Email: chris@chriskmortgages.ca
Phone: (306)291-4355
517 4th Ave North
Saskatoon, SK S7K 2M5

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Mortgage Brokers Saskatoon Blog

As a mortgage broker, it is very important to me to provide exceptional and honest service! I take pride in educating first time home buyers and repeat buyers about mortgage trends in Saskatoon.

Found 13 Posts

A mortgage broker’s opinion on the October 17th Mortgage Rule Changes

Mortgage Rule Changes The Government of Canada is WRONG. Yes, this is a bold statement. But hear me out. As a mortgage associate in Saskatoon, I see hundreds of mortgage applications every year.  So I think I have a pretty good grasp on what the financial situation of the average home buyer looks like. Back ...

Mortgage Insurance Premium Increase

Mortgage Insurance Premium Increase   A mortgage insurance premium increase is on the horizon. CMHC and Genworth announced that they are increasing their homeowner mortgage loan insurance premiums effective March 17, 2017. Mortgage insurance is required for ALL mortgages that have less than 20% down payment. To avoid this increase, I need an accepted offer to purchase by ...

Minimum Down Payment

Video blog to help answer the most common question about the minimum down payment when purchasing a home in Saskatoon.

Why use a mortgage broker? Mortgages Saskatoon

  I summarized my top 5 reasons to use a mortgage broker into ONE reason! Using a mortgage broker in Saskatoon to purchase your home with make things simpler and save you money!! $$$

Graduate Retention Program

What is the Graduate Retention Program (GRP)? Since 2008, The Government of Saskatchewan has offered an incentive to keep post-secondary graduates here in Saskatchewan. The GRP provides up to $20,000 in tax credits for tuition paid by graduates. This program has since evolved into a way to help new graduates buy their first home! If you graduated ...

Add money to your mortgage for renovations – Purchase Plus Improvements

Purchase Plus Improvements Food for thought: You are shopping for your perfect home, and you find one that you absolutely love. You love the yard, the kitchen, size of the bedrooms, and that it has a double attached garage. There is only one thing that is holding you back from making an offer and calling ...

First time home buyers Saskatoon

  Three quarters of first time home buyers are under the age of 34 years old. Here are some quick facts about first time home buyers in Canada. If you have any questions about buying your first home, please contact me and I will be glad to help. This infographic was supplied by Genworth Canada.

Increase to mortgage insurance premiums

Thinking about purchasing a home soon? If you have less than 10% down payment, you may want to consider buying before June 1st. Both CMHC and Genworth have come forward and announced that they are increasing their premiums for insured mortgages by almost 15%. What does this mean for you? By law, everyone that has less than 20% ...

Let renters pay your mortgage – Saskatoon Mortgages

Wouldn’t it be nice if you could own a home that is building equity, and you aren’t even paying a thing out of your own pocket for your mortgage? Sound too good to be true? Consider this example: Todd and Janet own a home, but they just had a newborn baby and they ...
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If you have any questions about a mortgage please contact me today or you can apply online!


Rates

Term

My Rates

Bank Rates

Prime Rate

3.2%

3.2%

Qualifying Rate

4.99%

Open Variable

3.75%

3.75%

3 Year Variable

2.20%

5.14%

5 Year Variable

2.15%

5.14%

1 Year Closed

2.64%

3.09%

2 Year Closed

2.79%

3.04%

3 Year Closed

2.84%

3.95%

4 Year Closed

2.89%

4.74%

5 Year Closed

2.99%

5.34%

7 Year Closed

3.69%

5.95%

10 Year Closed

3.74%

6.50%

HELOC

3.7%

6.50%

*Rates updated Nov 14th, 2017. Rates are subject to change without notice. Please call for today’s most recent rates. Rates are quoted for high ratio mortgages.

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Associates License: #316341
Brokers License: #316176
Email: chris@chriskmortgages.ca
Phone: (306)291-4355